Need an appraisal in Cliffside Park or Bergen County?
Here are the top reasons NJ homeowners call on Gold Coast Appraisal Group LLC:
Need help determining the price of your home in or near Cliffside Park, NJ?
We at Gold Coast Appraisal Group LLC understand the unique needs of a customer looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner/Pre-Listing Services
It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Gold Coast Appraisal Group LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have a likely buyer. The appraisal is something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value assessment than yours.
Need to cancel PMI?
A preferred way to cut costs for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Gold Coast Appraisal Group LLC, we're experienced in helping consumers just like you do away with unwanted PMI insurance.
Challenge Bergen county's assessment of your property
If you live in an area that is declining or not appreciating as much as other properties close by, your local tax assessor may have your home overvalued. That means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. Getting an appraisal report from Gold Coast Appraisal Group LLC is your number one weapon when contesting your property tax assessment.
Was your HELOC recently frozen?
If your property is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow angle. An efficient appraisal from Gold Coast Appraisal Group LLC can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for precision, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Gold Coast Appraisal Group LLC offers field reviews where we go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Gold Coast Appraisal Group LLC can help with that too. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your house.
Got a Question?
Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.