Appraisal services for Cliffside Park and Bergen County homeowners
See the top seven reasons NJ homeowners need Gold Coast Appraisal Group LLC:
Need help determining the price of your home in or near Cliffside Park, NJ?
We at Gold Coast Appraisal Group LLC understand the unique needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale By Owner (FSBO)/Pre-Listing Services
It's very hard to be objective about your own home because of your emotional attachment to it. Our professional appraisers at Gold Coast Appraisal Group LLC are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It gives you something concrete to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.
Need to cancel PMI?
Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is down below 80% of the value of your property, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping homeowners just like you remove unwanted PMI insurance.
Challenge Tax Assessment
Lets say your home is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an expert appraisal from Gold Coast Appraisal Group LLC is your perfect weapon when contesting your property tax assessment.
HELOC recently frozen?
Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can this be annoying from a cash flow point of view, and damaging to your credit score since it may appear as though that credit line is maxed out. Gold Coast Appraisal Group LLC can help you reinstate your home equity line of credit with an expert appraisal.
Do You Need Field and Desktop Appraisal Review Services?
Have you just received a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Gold Coast Appraisal Group LLC can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.
Got a Question?
Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.