Appraisal services for Cliffside Park and Bergen County homeowners
The top seven reasons why NJ homeowners use Gold Coast Appraisal Group LLC:
Need help deciding the value of your house in or near Cliffside Park, NJ?
At Gold Coast Appraisal Group LLC, we understand the particular needs of a customer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Gold Coast Appraisal Group LLC, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an attainable buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value assessment than yours.
Need to remove PMI?
A preferred way to cut costs for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Gold Coast Appraisal Group LLC, we're experienced in helping customers just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge a property tax assessment
Lets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your house overvalued. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from Gold Coast Appraisal Group LLC is your number one weapon.
Recently got a freeze your HELOC?
Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be disadvantageous from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Gold Coast Appraisal Group LLC can help you reinstate your home equity line of credit with a professional appraisal.
We Provide Field and Desktop Appraisal Review Services
Would you prefer a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a professional to double-check your appraisal for preciseness? In a field review we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help you with that Even though this is typically requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your home.
Got a Question?
Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.