Attention homeowners in Cliffside Park and Bergen County: Get an Appraisal today!

Check out the top 7 reasons why NJ homeowners call on Gold Coast Appraisal Group LLC:

  1. Pre-listing appraisals (whether they're selling the home on their own or using an agent)
  2. Challenge Bergen county's assessment of your property
  3. Remove PMI to reduce a monthly mortgage payment
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. In the case of a NJ divorce, where real estate needs to be divided
  7. To determine the true market value of real estate in question to settle an estate in Bergen county or NJ

Need help determining the value of your house in or near Cliffside Park, NJ?
Contact Gold Coast Appraisal Group LLC.

We at Gold Coast Appraisal Group LLC understand the unique needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. As our client, we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your house is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value judgement than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your home. In most cases you can apply to the lender to have the PMI removed from your loan. We're qualified in helping folks just like you rid themselves of undesirable PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that's declining or not appreciating as much as other houses close to yours. That only means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Gold Coast Appraisal Group LLC is your strongest weapon.

Recently got a freeze your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Gold Coast Appraisal Group LLC can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would prefer to have a seasoned appraiser double-check it for efficiency or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is usually requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your house.

Got a Question?

Do you have a question relating to real estate appraisals? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.

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